About this site

An independent guide to what happens when a Monzo card meets a casino cashier.

What this site is, and what it is not

Monzo Casino Guide is an independent publication about one narrow question: how a UK app bank account behaves when it is pointed at a gambling site. We are not the bank, we are not owned by it, we are not endorsed by it and we have no relationship with it of any kind. If you came here looking for account support, you want the bank's own app.

The name says what the site covers, in the same way a guide to a train network is not the train network. Everything here is written from the outside, from published rules and from what actually happens at a cashier screen.

Why the bank's own rules come first

Almost every page about paying at casinos with a UK bank card starts at the casino and works backwards. That gets the order wrong. The bank decides more than the casino does: whether a merchant category is allowed at all, whether a block is switched on, whether the payment is treated as spending or as something closer to borrowing.

So we start with what the bank publishes about its own product, then check what the cashier actually accepts, and only then say anything useful. When those two disagree — and they often do — the disagreement is the story.

What has to be true before something goes on a page

Every claim on this site has to survive the same four questions:

  • Can it be checked from a published source? A bank's own help pages and a regulator's own register are checkable. A forum post is not.
  • Does the cashier agree? A payment logo on a landing page costs an operator nothing. What the deposit screen offers when you are logged in is the only list that counts.
  • Does the money come back the same way? Any method that takes deposits but cannot return a withdrawal gets that stated plainly, not buried.
  • Is the licence a number, not a badge? A number that resolves in the regulator's public register to the company named in the terms, or we say there isn't one.

What you will not find here

No scores out of ten, because a single number hides the trade-off that actually decides whether a site suits you. No quoted review ratings, because they move, get filtered and get gamed, and a number from a moment in time tells you nothing. No invented player quotes.

And no pretending that a payment method makes an operator trustworthy. It does not. The method is a detail; the licence and the withdrawal terms are the substance.

How the site makes money

This is an affiliate publication. If you open an account with an operator through a link here, that operator may pay us a commission. It costs you nothing extra and it does not change the order of anything on the site, but it is an incentive and you should read the site knowing it exists.

We would rather say that in plain type on this page than in small grey text at the bottom of somewhere else. Check the cashier and the terms yourself before you deposit anywhere, including anywhere we mention.